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India’s Next Credit Boom Might Be on UPI, Not Plastic
Banks are pulling back on credit cards amid rising delinquencies, but QR-based RuPay-on-UPI is quietly gaining ground with frequent, low-ticket spends driving growth
Fewer Cards, Not Riskier Borrowers: TransUnion CIBIL CEO Bhavesh Jain On India’s Credit Card Slowdown
In this week’s The Core Report: Weekend Edition, Jain explains that credit card delinquencies appear higher due to fewer new cards being issued. Consumer awareness has improved, with many actively comparing credit card and personal loan options —indicating a maturing credit culture.
Behind India’s Credit Card Spending Surge: Young Borrowers, Rising Defaults
Despite record-high credit card debt and rising NPAs, experts say the situation isn’t alarming—yet. But regulators are tightening norms amid repayment stress.
The Devaluation Effect: Are Credit Card Rewards Losing Their Luster?
Banks are devaluing credit card rewards, leaving consumers with less value. Meanwhile, Air India's revamped Maharaja Club raises questions about its appeal to frequent flyers.
Credit Cards Need To Make Our Lives Easier, Not More Difficult
From deceptive bills, complicated mileage programmes to making canceling a card very difficult, banks have mastered the art of sadism when it comes to rewarding their customers.
Why Holding Elite Status With Hotels And Airlines Matter
Loyalty programmes are not just for gathering points and air miles but could get you some pretty sweet deals. What are these benefits and how can you avail?
Are Premium Credit Cards Really Worth The Hype?
While premium credit cards promise appealing perks, they frequently fall short on value. In contrast, cashback cards provide straightforward, tangible rewards without the hassle.
